Website Terms of Use

About this website

This website provides information about the affiliated legal entities collectively described as the “CEG Group”.

“CEG Group” is a descriptive collective term and is not itself a separate registered company or juristic person. The legal entities forming part of the group remain separate businesses with their own responsibilities, activities and, where applicable, regulatory authorisations.

The legal entity responsible for a particular service or engagement will be identified in the relevant engagement documentation.

Further information concerning the group entities and their regulatory status is available on our Regulatory & Legal Information page.

Information on this website

The information published on this website is general in nature and is provided for information purposes only.

Nothing on this website constitutes financial, investment, legal, tax, accounting or other professional advice, and it should not be relied upon as a substitute for advice based on a person’s or organisation’s particular circumstances.

Nothing on this website constitutes an offer, solicitation or recommendation to acquire or dispose of a financial product, security, asset or investment, or to enter into any transaction.

No professional relationship

Accessing this website, contacting CEG through it or submitting an enquiry does not by itself create an advisory, fiduciary, financial-services, attorney-client or other professional relationship.

A professional engagement arises only when the relevant CEG Group entity and the client have agreed the scope and terms of the engagement through the appropriate engagement documentation.

Regulated services

Certain financial services within the CEG Group are provided by separately authorised legal entities.

CEG Financial Services (Pty) Ltd is an Authorised Financial Services Provider, FSP No. 50392.

CEG Wealth Management (Pty) Ltd is an Authorised Financial Services Provider, FSP No. 55516.

Each authorisation belongs solely to the legal entity to which it was issued.

Details of the group companies and their regulatory status are available on the Regulatory & Legal Information page.

Acceptable use

You may use this website for lawful informational and business purposes.

You may not use the website in a manner that:

• infringes the rights of CEG or another person;
• attempts to gain unauthorised access to the website, its systems or data;
• introduces malicious code or interferes with the operation or security of the website;
• impersonates another person or misrepresents your identity;
• uses automated means to extract substantial portions of the website for republication, resale or other unauthorised commercial use; or
• otherwise breaches applicable law.

Intellectual property

Unless otherwise indicated, the content of this website, including its text, design, branding, graphics, photographs and other materials, is owned by or licensed to the relevant CEG Group entity and is protected by applicable intellectual-property laws.

You may view, download or print reasonable extracts for personal or internal business use.

No material may be reproduced, republished, distributed, modified or exploited commercially without prior written permission where such permission is required by law.

External websites

This website may contain links to websites operated by third parties, including regulators, service providers and other CEG Group businesses.

External links are provided for convenience and information. CEG does not control third-party websites and is not responsible for their content, security, availability or privacy practices.

Users should review the terms and privacy information applicable to any external website they visit.

Accuracy and availability

CEG takes reasonable care in preparing and maintaining information published on this website.

Information may nevertheless become incomplete, outdated or inaccurate, and CEG does not warrant that all content will remain current at all times.

CEG may amend, suspend or withdraw website content or functionality without notice.

Nothing in this section limits obligations that cannot lawfully be excluded.

Electronic communications

Messages submitted through the website or sent by email may pass through third-party communications and technology providers.

Electronic communications cannot be guaranteed to be completely secure, uninterrupted or free from error.

Personal information submitted through the website is handled in accordance with our Privacy Policy.

Website liability

To the extent permitted by applicable law, CEG Group entities are not responsible for loss arising solely from reliance on general information published on this website, from the unavailability of the website, or from third-party websites accessed through external links.

This limitation does not exclude or restrict liability that cannot lawfully be excluded or restricted.

The liability provisions governing professional services are contained in the applicable engagement documentation.

Privacy and cookies

Use of this website may involve the processing of personal information and the use of cookies or similar technologies.

Please refer to:

Governing law

These Website Terms of Use are governed by the laws of the Republic of South Africa, subject to any mandatory rights or laws that apply to a user in another jurisdiction.

These website terms do not replace or amend the governing-law provisions contained in any professional engagement entered into with a CEG Group entity.

Changes to these terms

These terms may be amended from time to time to reflect changes to the website, applicable law or the activities of the CEG Group.

The version published on this website is the current version.

Contact

Questions concerning this website may be directed to: